Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,830 | $76,834-48.2% | $108,359-63.2% | $87,485-54.5% |
| Participation rate | 69.7% | 61.7%+7.9pp | 70.1%-0.5pp | 68.9%+0.7pp |
| Annual return | 16.97% | 19.09%-2.1pp | 36.89%-19.9pp | 26.06%-9.1pp |
| Employer contribution / active EE | $121 | $1,556-92.2% | $2,399-95.0% | $2,596-95.3% |
| Participant deferral / active EE | $4,142 | $3,100+33.6% | $4,137+0.1% | $4,274-3.1% |
| Admin fee / account holder | $1,218 | $6,537-81.4% | $9,741-87.5% | $7,775-84.3% |