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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,630 | $101,763-74.8% | $164,866-84.5% | $80,874-68.3% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.6%+32.4pp |
| Annual return | 15.28% | 16.73%-1.4pp | 69.97%-54.7pp | 35.62%-20.3pp |
| Employer contribution / active EE | $2,565 | $2,954-13.2% | $4,343-40.9% | $2,756-6.9% |
| Participant deferral / active EE | $4,205 | $4,477-6.1% | $6,033-30.3% | $4,297-2.1% |
| Admin fee / account holder | $1,902 | $8,228-76.9% | $12,689-85.0% | $6,935-72.6% |