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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,277 | $178,174+29.8% | $156,181+48.1% | $137,256+68.5% |
| Participation rate | 83.3% | 82.0%+1.3pp | 78.8%+4.5pp | 80.0%+3.4pp |
| Annual return | 8.23% | 84.19%-76.0pp | 64.87%-56.6pp | 220.34%-212.1pp |
| Employer contribution / active EE | $2,296 | $4,972-53.8% | $4,294-46.5% | $4,156-44.8% |
| Participant deferral / active EE | $4,364 | $6,888-36.6% | $6,132-28.8% | $6,407-31.9% |
| Admin fee / account holder | $13,474 | $17,404-22.6% | $14,586-7.6% | $12,270+9.8% |