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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,558 | $57,590-73.0% | $86,233-82.0% | $82,448-81.1% |
| Participation rate | 60.0% | 57.9%+2.1pp | 69.0%-9.0pp | 68.1%-8.1pp |
| Annual return | 24.26% | 22.41%+1.8pp | 61.39%-37.1pp | 41.64%-17.4pp |
| Employer contribution / active EE | $1,379 | $1,655-16.7% | $2,504-44.9% | $2,551-45.9% |
| Participant deferral / active EE | $2,656 | $3,080-13.8% | $4,559-41.7% | $4,139-35.8% |
| Admin fee / account holder | $635 | $4,730-86.6% | $8,342-92.4% | $7,234-91.2% |