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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $550,809 | $154,228+257.1% | $145,433+278.7% | $137,256+301.3% |
| Participation rate | 95.5% | 83.8%+11.7pp | 82.1%+13.3pp | 80.0%+15.5pp |
| Annual return | 15.89% | 74.59%-58.7pp | 66.58%-50.7pp | 220.34%-204.5pp |
| Employer contribution / active EE | $12,722 | $4,804+164.8% | $4,554+179.3% | $4,156+206.1% |
| Participant deferral / active EE | $8,843 | $8,216+7.6% | $7,897+12.0% | $6,407+38.0% |
| Admin fee / account holder | $28,542 | $14,344+99.0% | $13,129+117.4% | $12,270+132.6% |