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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,517 | $136,860+48.0% | $120,344+68.3% | $154,746+30.9% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 8.31% | 21.38%-13.1pp | 20.30%-12.0pp | 172.34%-164.0pp |
| Employer contribution / active EE | $4,465 | $3,533+26.4% | $3,020+47.8% | $4,379+2.0% |
| Participant deferral / active EE | $2,411 | $5,793-58.4% | $5,135-53.0% | $6,730-64.2% |
| Admin fee / account holder | $11,802 | $15,393-23.3% | $12,742-7.4% | $14,365-17.8% |