Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,709 | $138,386-46.7% | $184,260-60.0% | $80,935-8.9% |
| Participation rate | 58.1% | 83.9%-25.8pp | 86.8%-28.8pp | 67.7%-9.6pp |
| Annual return | 11.92% | 20.02%-8.1pp | 28.84%-16.9pp | 35.66%-23.7pp |
| Employer contribution / active EE | $471 | $4,851-90.3% | $6,427-92.7% | $2,757-82.9% |
| Participant deferral / active EE | $6,394 | $7,076-9.6% | $9,133-30.0% | $4,299+48.7% |
| Admin fee / account holder | $781 | $10,489-92.6% | $13,898-94.4% | $6,924-88.7% |