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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,398 | $95,084+23.5% | $140,514-16.5% | $69,733+68.4% |
| Participation rate | 65.7% | 68.7%-3.0pp | 77.8%-12.1pp | 62.5%+3.3pp |
| Annual return | 14.97% | 18.56%-3.6pp | 14.36%+0.6pp | 15.22%-0.3pp |
| Employer contribution / active EE | $662 | $2,405-72.5% | $3,378-80.4% | $2,250-70.6% |
| Participant deferral / active EE | $4,280 | $3,868+10.7% | $4,919-13.0% | $3,054+40.1% |
| Admin fee / account holder | $4,269 | $4,885-12.6% | $13,697-68.8% | $3,102+37.6% |