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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,088 | $134,817-10.2% | $123,973-2.3% | $155,188-22.0% |
| Participation rate | 90.9% | 79.4%+11.5pp | 76.7%+14.3pp | 80.8%+10.1pp |
| Annual return | 5.82% | 515.49%-509.7pp | 388.13%-382.3pp | 148.84%-143.0pp |
| Employer contribution / active EE | $7,623 | $4,425+72.3% | $4,126+84.8% | $4,248+79.4% |
| Participant deferral / active EE | $9,960 | $5,706+74.6% | $5,247+89.8% | $6,531+52.5% |
| Admin fee / account holder | $47,726 | $13,245+260.3% | $11,799+304.5% | $14,480+229.6% |