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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,636 | $169,336-63.6% | $129,384-52.4% | $145,884-57.7% |
| Participation rate | 88.9% | 76.5%+12.4pp | 69.6%+19.3pp | 80.3%+8.6pp |
| Annual return | 9.42% | 14408.70%-14399.3pp | 9461.77%-9452.4pp | 551.85%-542.4pp |
| Employer contribution / active EE | $4,610 | $5,540-16.8% | $4,153+11.0% | $4,662-1.1% |
| Participant deferral / active EE | $5,130 | $4,985+2.9% | $4,166+23.2% | $6,690-23.3% |
| Admin fee / account holder | $9,878 | $9,912-0.3% | $7,686+28.5% | $13,392-26.2% |