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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,558 | $154,754-51.2% | $124,206-39.2% | $138,895-45.6% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.6%+30.4pp | 79.9%+20.1pp |
| Annual return | 17.85% | 709.28%-691.4pp | 515.27%-497.4pp | 145.39%-127.5pp |
| Employer contribution / active EE | $4,174 | $4,446-6.1% | $3,540+17.9% | $4,194-0.5% |
| Participant deferral / active EE | $8,164 | $4,621+76.7% | $3,968+105.8% | $6,396+27.6% |
| Admin fee / account holder | $953 | $6,690-85.8% | $5,929-83.9% | $12,562-92.4% |