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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,441 | $79,181+76.1% | $102,423+36.1% | $74,429+87.3% |
| Participation rate | 43.8% | 74.8%-31.0pp | 76.5%-32.7pp | 67.2%-23.4pp |
| Annual return | 11.38% | 54.97%-43.6pp | 29.42%-18.0pp | 1368.38%-1357.0pp |
| Employer contribution / active EE | $1,174 | $2,362-50.3% | $3,023-61.2% | $2,625-55.3% |
| Participant deferral / active EE | $2,597 | $4,416-41.2% | $5,054-48.6% | $4,348-40.3% |
| Admin fee / account holder | $2,865 | $2,002+43.1% | $9,455-69.7% | $1,944+47.4% |