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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,817 | $86,949+203.4% | $102,460+157.5% | $80,959+225.9% |
| Participation rate | 97.8% | 72.4%+25.4pp | 76.5%+21.3pp | 67.7%+30.1pp |
| Annual return | 15.92% | 18.89%-3.0pp | 29.47%-13.6pp | 35.67%-19.8pp |
| Employer contribution / active EE | $10,782 | $2,370+355.0% | $3,025+256.4% | $2,757+291.1% |
| Participant deferral / active EE | $5,129 | $4,121+24.5% | $5,056+1.4% | $4,300+19.3% |
| Admin fee / account holder | $30,733 | $8,048+281.9% | $9,460+224.9% | $6,925+343.8% |