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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,955 | $117,859+37.4% | $102,438+58.1% | $145,959+11.0% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 6.46% | 31.72%-25.3pp | 29.37%-22.9pp | 561.95%-555.5pp |
| Employer contribution / active EE | $13,620 | $3,615+276.8% | $3,024+350.4% | $4,661+192.2% |
| Participant deferral / active EE | $6,975 | $5,732+21.7% | $5,054+38.0% | $6,689+4.3% |
| Admin fee / account holder | $26,619 | $13,318+99.9% | $9,448+181.7% | $13,398+98.7% |