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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,955 | $117,895+37.4% | $102,460+58.1% | $145,897+11.0% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 6.46% | 31.92%-25.5pp | 29.47%-23.0pp | 552.29%-545.8pp |
| Employer contribution / active EE | $13,620 | $3,619+276.4% | $3,025+350.2% | $4,663+192.1% |
| Participant deferral / active EE | $6,975 | $5,736+21.6% | $5,056+38.0% | $6,689+4.3% |
| Admin fee / account holder | $26,619 | $13,353+99.4% | $9,460+181.4% | $13,390+98.8% |