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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,825 | $54,380-24.9% | $68,509-40.4% | $59,633-31.5% |
| Participation rate | 88.1% | 70.2%+17.9pp | 74.7%+13.4pp | 68.7%+19.5pp |
| Annual return | -1.74% | 2.83%-4.6pp | 8.27%-10.0pp | 2041.45%-2043.2pp |
| Employer contribution / active EE | $4,714 | $1,539+206.4% | $2,278+106.9% | $2,203+114.0% |
| Participant deferral / active EE | $3,752 | $2,643+41.9% | $3,382+10.9% | $3,192+17.5% |
| Admin fee / account holder | $5,024 | $3,885+29.3% | $5,275-4.7% | $4,297+16.9% |