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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,496 | $114,712+98.3% | $173,730+30.9% | $87,485+160.0% |
| Participation rate | 89.2% | 73.0%+16.2pp | 79.6%+9.7pp | 68.9%+20.3pp |
| Annual return | 5.20% | 20.18%-15.0pp | 19.96%-14.8pp | 26.06%-20.9pp |
| Employer contribution / active EE | $13,467 | $2,904+363.7% | $4,577+194.2% | $2,596+418.7% |
| Participant deferral / active EE | $5,780 | $4,642+24.5% | $6,326-8.6% | $4,274+35.2% |
| Admin fee / account holder | $22,315 | $10,210+118.6% | $17,523+27.3% | $7,775+187.0% |