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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,901 | $117,895-39.0% | $102,460-29.8% | $145,897-50.7% |
| Participation rate | 94.7% | 78.6%+16.1pp | 76.5%+18.2pp | 80.3%+14.4pp |
| Annual return | 7.46% | 31.92%-24.5pp | 29.47%-22.0pp | 552.29%-544.8pp |
| Employer contribution / active EE | $11 | $3,619-99.7% | $3,025-99.7% | $4,663-99.8% |
| Participant deferral / active EE | $2,201 | $5,736-61.6% | $5,056-56.5% | $6,689-67.1% |
| Admin fee / account holder | $1,237 | $13,353-90.7% | $9,460-86.9% | $13,390-90.8% |