Retirement plan

GERAGHTY, O'LOUGHLIN & KENNEY, PA RETIREMENT SAVINGS PLAN

Name: GERAGHTY, O'LOUGHLIN & KENNEY, P.A. - GERAGHTY, O'LOUGHLIN & KENNEY, PA RETIREMENT SAVINGS PLAN (2024) Form 5500
Creator: GERAGHTY, O'LOUGHLIN & KENNEY, P.A.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, GERAGHTY, O'LOUGHLIN & KENNEY, PA RETIREMENT SAVINGS PLAN, GERAGHTY, O'LOUGHLIN & KENNEY, P.A.

GERAGHTY, O'LOUGHLIN & KENNEY, P.A.EIN 41-1314940Plan #001PY 2024

30 EAST SEVENTH STREET, SUITE 2750 - ST. PAUL, MN 55101651-291-1177LinkedIn11-50 employeeslegal services

Prospect flagsHigh feesHigh assets / participant

How to read this page

Total assets (EOY)

$3.6M

-10.7% from 2023

Total participants

-15.4% from 2023

Average account balance

$323,676

+5.6% from 2023

Annual return

14.09%

-2.68 pp from 2023

Benchmarks

See 143,710 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants<25

Cohort143,710 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.56M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$324K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

183.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$237K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$39K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.09%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$111321

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$1.2M

$204088 / participant

Other / not subdivided$1M100.0%

% of EOY assets

34.393%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$323,676

$160,040+102.2%

$147,096+120.0%

$145,877+121.9%

Participation rate

100.0%

84.0%+16.0pp

82.2%+17.8pp

80.3%+19.7pp

Annual return

14.09%

98.49%-84.4pp

419.75%-405.7pp

551.28%-537.2pp

Employer contribution / active EE

$26,871

$5,289+408.0%

$4,936+444.4%

$4,663+476.3%

Participant deferral / active EE

$12,560

$8,429+49.0%

$8,071+55.6%

$6,691+87.7%

Admin fee / account holder

$111,321

$15,050+639.7%

$13,005+756.0%

$13,402+730.6%

GERAGHTY, O'LOUGHLIN & KENNEY, PA RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

GERAGHTY, O'LOUGHLIN & KENNEY, PA RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion