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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $337,150 | $134,817+150.1% | $123,973+172.0% | $155,188+117.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 4.87% | 515.49%-510.6pp | 388.13%-383.3pp | 148.84%-144.0pp |
| Employer contribution / active EE | $12,702 | $4,425+187.0% | $4,126+207.9% | $4,248+199.0% |
| Participant deferral / active EE | $7,786 | $5,706+36.4% | $5,247+48.4% | $6,531+19.2% |
| Admin fee / account holder | $4,260 | $13,245-67.8% | $11,799-63.9% | $14,480-70.6% |