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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $337,150 | $114,119+195.4% | $107,187+214.5% | $138,895+142.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 4.87% | 273.21%-268.3pp | 204.55%-199.7pp | 145.39%-140.5pp |
| Employer contribution / active EE | $12,702 | $4,059+212.9% | $3,782+235.8% | $4,194+202.8% |
| Participant deferral / active EE | $7,786 | $5,538+40.6% | $5,096+52.8% | $6,396+21.7% |
| Admin fee / account holder | $4,260 | $10,024-57.5% | $9,162-53.5% | $12,562-66.1% |