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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,504 | $81,487+250.4% | $102,412+178.8% | $80,935+252.8% |
| Participation rate | 93.4% | 66.8%+26.6pp | 74.5%+18.9pp | 67.7%+25.8pp |
| Annual return | 15.28% | 25.60%-10.3pp | 24.94%-9.7pp | 35.66%-20.4pp |
| Employer contribution / active EE | $14,491 | $3,103+367.0% | $3,870+274.4% | $2,757+425.7% |
| Participant deferral / active EE | $7,823 | $3,871+102.1% | $5,060+54.6% | $4,299+82.0% |
| Admin fee / account holder | $28,101 | $6,717+318.3% | $8,388+235.0% | $6,924+305.8% |