Retirement plan

ASSOCIATED CONSTRUCTION DISTRIBUTORS INTL,INC. PROFIT SHARING AND 401(K) PLAN

Name: ASSOCIATED CONSTRUCTION DISTRIBUTORS INTERNATIONAL, INC. - ASSOCIATED CONSTRUCTION DISTRIBUTORS INTL,INC. PROFIT SHARING AND 401(K) PLAN (2024) Form 5500
Creator: ASSOCIATED CONSTRUCTION DISTRIBUTORS INTERNATIONAL, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ASSOCIATED CONSTRUCTION DISTRIBUTORS INTL,INC. PROFIT SHARING AND 401(K) PLAN, ASSOCIATED CONSTRUCTION DISTRIBUTORS INTERNATIONAL, INC.

ASSOCIATED CONSTRUCTION DISTRIBUTORS INTERNATIONAL, INC.EIN 41-1238178Plan #001PY 2024

5501 MERCHANTS VIEW SQ PMB 181 - HAYMARKET, VA 201695439571-520-2234acdi.netLinkedIn1-10 employeesconstruction

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$250K

-78.6% from 2023

Total participants

-20.0% from 2023

Average account balance

$62,555

-73.3% from 2023

Annual return

7.60%

-6.11 pp from 2023

Benchmarks

See 49,949 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants<25

Cohort49,949 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$250K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$63K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$68K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$17K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+7.60%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$269094

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$1.1M

$269094 / participant

Other / not subdivided$1M100.0%

% of EOY assets

430.171%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$62,555

$88,754-29.5%

$81,820-23.5%

$145,877-57.1%

Participation rate

100.0%

75.1%+24.9pp

72.4%+27.6pp

80.3%+19.7pp

Annual return

7.60%

1031.77%-1024.2pp

777.93%-770.3pp

551.28%-543.7pp

Employer contribution / active EE

$7,178

$3,085+132.6%

$2,915+146.2%

$4,663+53.9%

Participant deferral / active EE

$9,703

$4,648+108.8%

$4,323+124.5%

$6,691+45.0%

Admin fee / account holder

$269,094

$8,424+3094.5%

$7,391+3541.1%

$13,402+1907.8%

ASSOCIATED CONSTRUCTION DISTRIBUTORS INTL,INC. PROFIT SHARING AND 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ASSOCIATED CONSTRUCTION DISTRIBUTORS INTL,INC. PROFIT SHARING AND 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion