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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,450 | $45,566+74.4% | $64,105+23.9% | $59,633+33.2% |
| Participation rate | 100.0% | 60.2%+39.8pp | 68.2%+31.8pp | 68.7%+31.3pp |
| Annual return | 0.03% | 4.95%-4.9pp | 791.24%-791.2pp | 2041.45%-2041.4pp |
| Employer contribution / active EE | $4,017 | $934+330.0% | $1,820+120.7% | $2,203+82.4% |
| Participant deferral / active EE | $2,000 | $2,057-2.8% | $2,822-29.1% | $3,192-37.3% |
| Admin fee / account holder | $2,310 | $3,268-29.3% | $4,499-48.7% | $4,297-46.2% |