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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $593,555 | $76,407+676.8% | $150,298+294.9% | $82,448+619.9% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 12.98% | 39.99%-27.0pp | 62.79%-49.8pp | 41.64%-28.7pp |
| Employer contribution / active EE | $12,423 | $2,614+375.3% | $4,154+199.1% | $2,551+387.0% |
| Participant deferral / active EE | $7,768 | $3,214+141.7% | $5,453+42.5% | $4,139+87.7% |
| Admin fee / account holder | $14,785 | $6,352+132.8% | $14,116+4.7% | $7,234+104.4% |