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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,179 | $174,379-17.9% | $152,093-5.9% | $138,895+3.1% |
| Participation rate | 82.4% | 81.6%+0.7pp | 77.8%+4.6pp | 79.9%+2.4pp |
| Annual return | 15.03% | 74.86%-59.8pp | 66.36%-51.3pp | 145.39%-130.4pp |
| Employer contribution / active EE | $7,605 | $4,652+63.5% | $4,175+82.2% | $4,194+81.3% |
| Participant deferral / active EE | $9,317 | $6,159+51.3% | $5,451+70.9% | $6,396+45.7% |
| Admin fee / account holder | $139,821 | $16,880+728.3% | $14,497+864.5% | $12,562+1013.0% |