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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,179 | $181,062-20.9% | $158,223-9.5% | $155,188-7.7% |
| Participation rate | 82.4% | 82.7%-0.3pp | 79.2%+3.2pp | 80.8%+1.5pp |
| Annual return | 15.03% | 57.39%-42.4pp | 52.09%-37.1pp | 148.84%-133.8pp |
| Employer contribution / active EE | $7,605 | $4,565+66.6% | $4,109+85.1% | $4,248+79.0% |
| Participant deferral / active EE | $9,317 | $6,134+51.9% | $5,467+70.4% | $6,531+42.7% |
| Admin fee / account holder | $139,821 | $18,825+642.7% | $16,047+771.3% | $14,480+865.6% |