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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,906 | $125,184-76.9% | $105,607-72.6% | $145,884-80.2% |
| Participation rate | 87.5% | 77.6%+9.9pp | 75.3%+12.2pp | 80.3%+7.2pp |
| Annual return | 7.31% | 225.00%-217.7pp | 116.11%-108.8pp | 551.85%-544.5pp |
| Employer contribution / active EE | $963 | $3,720-74.1% | $3,167-69.6% | $4,662-79.3% |
| Participant deferral / active EE | $2,163 | $5,714-62.1% | $5,011-56.8% | $6,690-67.7% |
| Admin fee / account holder | $881 | $17,133-94.9% | $10,958-92.0% | $13,392-93.4% |