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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,751 | $37,156+77.0% | $83,854-21.6% | $86,983-24.4% |
| Participation rate | 20.0% | 49.1%-29.1pp | 59.1%-39.1pp | 69.5%-49.5pp |
| Annual return | 14.90% | 29.88%-15.0pp | 31.39%-16.5pp | 25.83%-10.9pp |
| Employer contribution / active EE | $68 | $661-89.7% | $1,017-93.3% | $2,584-97.4% |
| Participant deferral / active EE | $523 | $1,418-63.1% | $2,035-74.3% | $4,194-87.5% |
| Admin fee / account holder | $4,056 | $2,510+61.6% | $3,197+26.9% | $7,856-48.4% |