Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,863 | $59,448-24.5% | $93,696-52.1% | $74,459-39.7% |
| Participation rate | 34.8% | 59.6%-24.8pp | 68.7%-33.9pp | 67.2%-32.4pp |
| Annual return | 9.66% | 82.11%-72.5pp | 133.74%-124.1pp | 1369.70%-1360.0pp |
| Employer contribution / active EE | $1,065 | $1,266-15.9% | $2,422-56.0% | $2,626-59.4% |
| Participant deferral / active EE | $1,878 | $3,052-38.5% | $4,417-57.5% | $4,350-56.8% |
| Admin fee / account holder | $8,174 | $3,027+170.0% | $8,287-1.4% | $1,945+320.3% |