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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,210 | $45,626-14.1% | $94,105-58.3% | $64,097-38.8% |
| Participation rate | 29.4% | 48.0%-18.6pp | 71.9%-42.5pp | 55.2%-25.8pp |
| Annual return | 16.70% | 28.23%-11.5pp | 204.55%-187.9pp | 34.64%-17.9pp |
| Employer contribution / active EE | $474 | $1,171-59.5% | $2,504-81.1% | $1,891-74.9% |
| Participant deferral / active EE | $1,744 | $2,128-18.1% | $3,881-55.1% | $3,080-43.4% |
| Admin fee / account holder | $4 | $2,872-99.9% | $6,199-99.9% | $3,454-99.9% |