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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,210 | $52,978-26.0% | $116,096-66.2% | $65,306-40.0% |
| Participation rate | 29.4% | 51.6%-22.2pp | 73.3%-43.9pp | 57.7%-28.3pp |
| Annual return | 16.70% | 27.83%-11.1pp | 326.25%-309.5pp | 21.94%-5.2pp |
| Employer contribution / active EE | $474 | $1,182-59.9% | $2,503-81.1% | $1,967-75.9% |
| Participant deferral / active EE | $1,744 | $2,197-20.6% | $3,952-55.9% | $2,959-41.1% |
| Admin fee / account holder | $4 | $2,820-99.9% | $7,704-99.9% | $3,480-99.9% |