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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $56,445 |
Filed as: LEGACY FINANCIAL ADVISORS CORP Service code 26 · EIN 41-1838186 | Advisory (Participants) | $33,097 |
AMERICAN FUNDS4 years Filed as: ADVANCED CAPITAL GROUP Service code 27 · EIN 41-1921960 | Advisory (Plan) | $23,000 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $475,256 | $82,133+478.6% | $147,318+222.6% | $64,097+641.5% |
| Participation rate | 97.4% | 62.3%+35.2pp | 82.1%+15.4pp | 55.2%+42.2pp |
| Annual return | 4.88% | 78.78%-73.9pp | 70.43%-65.6pp | 34.64%-29.8pp |
| Employer contribution / active EE | $0 | $2,872-100.0% | $4,593-100.0% | $1,891-100.0% |
| Participant deferral / active EE | $11,908 | $5,407+120.2% | $7,906+50.6% | $3,080+286.6% |
| Admin fee / account holder | $554 | $3,730-85.2% | $13,708-96.0% | $3,454-84.0% |