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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,651 | $110,379+59.1% | $102,412+71.5% | $145,884+20.4% |
| Participation rate | 91.7% | 77.9%+13.7pp | 74.5%+17.2pp | 80.3%+11.4pp |
| Annual return | 5.06% | 24.84%-19.8pp | 24.94%-19.9pp | 551.85%-546.8pp |
| Employer contribution / active EE | $1,704 | $4,216-59.6% | $3,870-56.0% | $4,662-63.4% |
| Participant deferral / active EE | $3,880 | $5,622-31.0% | $5,060-23.3% | $6,690-42.0% |
| Admin fee / account holder | $9,882 | $9,745+1.4% | $8,388+17.8% | $13,392-26.2% |