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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,469 | $94,436-42.3% | $115,599-52.9% | $82,637-34.1% |
| Participation rate | 55.8% | 70.4%-14.6pp | 74.3%-18.5pp | 68.1%-12.2pp |
| Annual return | 15.95% | 18.37%-2.4pp | 111.10%-95.1pp | 53.51%-37.6pp |
| Employer contribution / active EE | $1,306 | $2,324-43.8% | $2,955-55.8% | $2,552-48.8% |
| Participant deferral / active EE | $2,826 | $3,955-28.6% | $4,889-42.2% | $4,126-31.5% |
| Admin fee / account holder | $3,417 | $10,328-66.9% | $12,841-73.4% | $7,339-53.4% |