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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $456,121 | $132,099+245.3% | $115,599+294.6% | $138,895+228.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.3%+25.7pp | 79.9%+20.1pp |
| Annual return | 14.60% | 176.76%-162.2pp | 111.10%-96.5pp | 145.39%-130.8pp |
| Employer contribution / active EE | $3,427 | $3,416+0.3% | $2,955+16.0% | $4,194-18.3% |
| Participant deferral / active EE | $9,365 | $5,617+66.7% | $4,889+91.5% | $6,396+46.4% |
| Admin fee / account holder | $20,830 | $15,650+33.1% | $12,841+62.2% | $12,562+65.8% |