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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,720 | $81,487+289.9% | $102,412+210.2% | $80,935+292.6% |
| Participation rate | 92.6% | 66.8%+25.8pp | 74.5%+18.1pp | 67.7%+24.9pp |
| Annual return | 12.00% | 25.60%-13.6pp | 24.94%-12.9pp | 35.66%-23.7pp |
| Employer contribution / active EE | $8,225 | $3,103+165.1% | $3,870+112.5% | $2,757+198.4% |
| Participant deferral / active EE | $3,727 | $3,871-3.7% | $5,060-26.3% | $4,299-13.3% |
| Admin fee / account holder | $1,591 | $6,717-76.3% | $8,388-81.0% | $6,924-77.0% |