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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,720 | $81,457+290.0% | $103,378+207.3% | $80,911+292.7% |
| Participation rate | 92.6% | 66.8%+25.7pp | 74.5%+18.1pp | 67.6%+24.9pp |
| Annual return | 12.00% | 25.58%-13.6pp | 24.91%-12.9pp | 35.63%-23.6pp |
| Employer contribution / active EE | $8,225 | $3,107+164.7% | $3,870+112.5% | $2,756+198.5% |
| Participant deferral / active EE | $3,727 | $3,871-3.7% | $5,058-26.3% | $4,297-13.3% |
| Admin fee / account holder | $1,591 | $6,717-76.3% | $8,401-81.1% | $6,935-77.1% |