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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,509 | $71,197+37.0% | $93,669+4.1% | $80,925+20.5% |
| Participation rate | 73.7% | 60.4%+13.3pp | 68.7%+5.0pp | 67.7%+6.0pp |
| Annual return | 16.89% | 11.27%+5.6pp | 133.59%-116.7pp | 35.65%-18.8pp |
| Employer contribution / active EE | $1,716 | $1,565+9.7% | $2,424-29.2% | $2,756-37.7% |
| Participant deferral / active EE | $5,416 | $4,036+34.2% | $4,416+22.7% | $4,299+26.0% |
| Admin fee / account holder | $16,617 | $6,959+138.8% | $8,291+100.4% | $6,940+139.4% |