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| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 13-3689044 | Participant loan processing; Recordke... | $223,660 |
NATIONAL FINANCIAL SERVICES9+ years Service code 33 · EIN 04-3523567 | Securities brokerage; Securities brok... | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,824 | $106,230+71.2% | $147,080+23.6% | $77,736+133.9% |
| Participation rate | 99.7% | 78.4%+21.3pp | 82.2%+17.6pp | 70.6%+29.2pp |
| Annual return | 28.72% | 56.91%-28.2pp | 420.17%-391.4pp | 31.26%-2.5pp |
| Employer contribution / active EE | $2,655 | $4,072-34.8% | $4,933-46.2% | $2,728-2.7% |
| Participant deferral / active EE | $10,913 | $8,001+36.4% | $8,066+35.3% | $4,651+134.7% |
| Admin fee / account holder | $452 | $338+33.5% | $12,989-96.5% | $433+4.3% |