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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,743 | $55,889-46.8% | $76,119-60.9% | $80,935-63.3% |
| Participation rate | 56.4% | 62.1%-5.7pp | 69.1%-12.7pp | 67.7%-11.3pp |
| Annual return | 12.12% | 20.58%-8.5pp | 361.25%-349.1pp | 35.66%-23.5pp |
| Employer contribution / active EE | $1,300 | $1,866-30.3% | $2,693-51.7% | $2,757-52.8% |
| Participant deferral / active EE | $2,715 | $3,051-11.0% | $4,259-36.3% | $4,299-36.8% |
| Admin fee / account holder | $1,730 | $5,241-67.0% | $6,421-73.1% | $6,924-75.0% |