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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,743 | $56,063-46.9% | $76,051-60.9% | $80,911-63.2% |
| Participation rate | 56.4% | 62.0%-5.7pp | 69.1%-12.7pp | 67.6%-11.3pp |
| Annual return | 12.12% | 20.54%-8.4pp | 360.42%-348.3pp | 35.63%-23.5pp |
| Employer contribution / active EE | $1,300 | $1,874-30.6% | $2,690-51.7% | $2,756-52.8% |
| Participant deferral / active EE | $2,715 | $3,052-11.0% | $4,257-36.2% | $4,297-36.8% |
| Admin fee / account holder | $1,730 | $5,240-67.0% | $6,416-73.0% | $6,935-75.0% |