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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,611 | $70,366+217.8% | $66,674+235.4% | $138,895+61.0% |
| Participation rate | 87.5% | 76.2%+11.3pp | 73.7%+13.8pp | 79.9%+7.6pp |
| Annual return | 12.83% | 386.41%-373.6pp | 321.24%-308.4pp | 145.39%-132.6pp |
| Employer contribution / active EE | $3,650 | $2,765+32.0% | $2,620+39.3% | $4,194-13.0% |
| Participant deferral / active EE | $11,514 | $4,374+163.2% | $4,084+181.9% | $6,396+80.0% |
| Admin fee / account holder | $33,932 | $5,262+544.8% | $5,098+565.6% | $12,562+170.1% |