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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,375 | $124,425+30.5% | $112,040+44.9% | $137,256+18.3% |
| Participation rate | 87.5% | 79.3%+8.2pp | 76.5%+11.0pp | 80.0%+7.5pp |
| Annual return | 16.82% | 24.72%-7.9pp | 24.52%-7.7pp | 220.34%-203.5pp |
| Employer contribution / active EE | $13,444 | $3,411+294.1% | $2,954+355.1% | $4,156+223.5% |
| Participant deferral / active EE | $7,479 | $5,718+30.8% | $5,098+46.7% | $6,407+16.7% |
| Admin fee / account holder | $12,683 | $15,207-16.6% | $12,098+4.8% | $12,270+3.4% |