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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,437 | $78,197+47.6% | $98,090+17.7% | $82,637+39.7% |
| Participation rate | 92.5% | 77.5%+15.1pp | 81.5%+11.0pp | 68.1%+24.5pp |
| Annual return | 11.08% | 40.25%-29.2pp | 37.05%-26.0pp | 53.51%-42.4pp |
| Employer contribution / active EE | $1,518 | $2,605-41.7% | $3,606-57.9% | $2,552-40.5% |
| Participant deferral / active EE | $5,052 | $6,636-23.9% | $7,845-35.6% | $4,126+22.4% |
| Admin fee / account holder | $13,316 | $14,832-10.2% | $11,815+12.7% | $7,339+81.4% |