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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,437 | $71,353+61.8% | $92,805+24.4% | $86,983+32.7% |
| Participation rate | 92.5% | 80.9%+11.7pp | 83.5%+9.0pp | 69.5%+23.0pp |
| Annual return | 11.08% | 44.68%-33.6pp | 31.59%-20.5pp | 25.83%-14.8pp |
| Employer contribution / active EE | $1,518 | $2,468-38.5% | $3,424-55.7% | $2,584-41.2% |
| Participant deferral / active EE | $5,052 | $6,966-27.5% | $8,448-40.2% | $4,194+20.5% |
| Admin fee / account holder | $13,316 | $6,099+118.3% | $10,911+22.0% | $7,856+69.5% |