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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,834 | $212,386-31.8% | $199,883-27.5% | $138,895+4.3% |
| Participation rate | 68.8% | 87.4%-18.6pp | 86.8%-18.0pp | 79.9%-11.2pp |
| Annual return | 16.59% | 47.75%-31.2pp | 43.81%-27.2pp | 145.39%-128.8pp |
| Employer contribution / active EE | $5,875 | $6,625-11.3% | $6,261-6.2% | $4,194+40.1% |
| Participant deferral / active EE | $3,681 | $9,617-61.7% | $9,138-59.7% | $6,396-42.5% |
| Admin fee / account holder | $3,506 | $18,233-80.8% | $17,268-79.7% | $12,562-72.1% |