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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,671 | $254,759-78.5% | $216,567-74.8% | $198,609-72.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 81.6%+18.4pp | 82.4%+17.6pp |
| Annual return | 2.17% | 10.04%-7.9pp | 12.94%-10.8pp | 202.70%-200.5pp |
| Employer contribution / active EE | $2,802 | $6,096-54.0% | $5,216-46.3% | $5,055-44.6% |
| Participant deferral / active EE | $4,247 | $6,948-38.9% | $6,191-31.4% | $6,977-39.1% |
| Admin fee / account holder | $2,093 | $26,311-92.0% | $21,981-90.5% | $19,030-89.0% |