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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,216 | $183,592+27.0% | $155,574+49.9% | $145,877+59.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.04% | 61.37%-47.3pp | 64.87%-50.8pp | 551.28%-537.2pp |
| Employer contribution / active EE | $4,251 | $5,317-20.0% | $4,676-9.1% | $4,663-8.8% |
| Participant deferral / active EE | $7,593 | $6,466+17.4% | $5,629+34.9% | $6,691+13.5% |
| Admin fee / account holder | $3,097 | $19,316-84.0% | $15,914-80.5% | $13,402-76.9% |