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| Provider | Service type | Compensation |
|---|---|---|
PENSION PLAN SPECIALISTS, PC4 years Filed as: PENSION PLAN SPECIALISTS Service code 17 · EIN 26-1570786 805 BROADWAY, STE 600 · VANCOUVER, WA 98660 | Pension Consulting | $24,410 |
CENTAURUS FINANCIAL INC4 years Filed as: CENTAURUS FINANCIAL, INC. Service code 22 2300 E KATELLA AVE · ANAHEIM, CA 92806 | Insurance Broker | $18,012 |
USI CONSULTING GROUP1 year Filed as: USI SECURITIES, INC. Service code 22 95 GLASTONBURY BLVD, STE 102 · GLASTONBURY, CT 06033 | Insurance Broker | $12,274 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $1,608 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,141 | $102,385-39.3% | $147,080-57.8% | $80,935-23.2% |
| Participation rate | 97.9% | 75.9%+22.1pp | 82.2%+15.8pp | 67.7%+30.3pp |
| Annual return | 34.06% | 135.09%-101.0pp | 420.17%-386.1pp | 35.66%-1.6pp |
| Employer contribution / active EE | $4,158 | $3,717+11.9% | $4,933-15.7% | $2,757+50.8% |
| Participant deferral / active EE | $10,984 | $6,651+65.2% | $8,066+36.2% | $4,299+155.5% |
| Admin fee / account holder | $341 | $7,951-95.7% | $12,989-97.4% | $6,924-95.1% |