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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,286 | $174,379-59.1% | $152,093-53.1% | $138,895-48.7% |
| Participation rate | 80.0% | 81.6%-1.6pp | 77.8%+2.2pp | 79.9%+0.1pp |
| Annual return | 5.45% | 74.86%-69.4pp | 66.36%-60.9pp | 145.39%-139.9pp |
| Employer contribution / active EE | $3,989 | $4,652-14.2% | $4,175-4.4% | $4,194-4.9% |
| Participant deferral / active EE | $7,220 | $6,159+17.2% | $5,451+32.4% | $6,396+12.9% |
| Admin fee / account holder | $178,712 | $16,880+958.7% | $14,497+1132.8% | $12,562+1322.6% |