Retirement plan

UNIVERSITY SCHOOL OF MILWAUKEE DEFINED CONTRIBUTION RETIREMENT PLAN

Name: UNIVERSITY SCHOOL OF MILWAUKEE - UNIVERSITY SCHOOL OF MILWAUKEE DEFINED CONTRIBUTION RETIREMENT PLAN (2025) Form 5500
Creator: UNIVERSITY SCHOOL OF MILWAUKEE
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, UNIVERSITY SCHOOL OF MILWAUKEE DEFINED CONTRIBUTION RETIREMENT PLAN, UNIVERSITY SCHOOL OF MILWAUKEE

UNIVERSITY SCHOOL OF MILWAUKEEEIN 39-6076442Plan #001PY 2025

2100 WEST FAIRY CHASM RD - MILWAUKEE, WI 532171510414-540-3311usmk12.orgLinkedIn201-500 employeeseducation management

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$85.4M

+7.8% from 2024

Total participants

573

-0.9% from 2024

Average account balance

$149,780

+7.4% from 2024

Annual return

11.54%

-3.27 pp from 2024

Benchmarks

See 618 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants100-249

Cohort618 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$85.37M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$150K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

570

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.56M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$11K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.54%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$77

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
TIAA11+ years Service code 63 · EIN 13-1624203	12b-1 Fees	$26,182
REGAL INVESTMENT ADVISORS LLC5 years Service code 27 · EIN 22-3844414	Advisory (Plan)	$9,058

Plan features & details

Pension benefit codes2F2G2L2M2T2S3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$44K

$187 / participant

Investment mgmt$19K42.2%
Contract admin$25K57.5%
Other / not subdivided$1240.3%

% of EOY assets

0.051%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: WIPFLI LLP
Auditor EIN: 412899048
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$149,780

$65,084+130.1%

$67,681+121.3%

$64,340+132.8%

Participation rate

98.7%

66.7%+32.0pp

73.7%+25.0pp

55.2%+43.5pp

Annual return

11.54%

20.50%-9.0pp

590.58%-579.0pp

24.14%-12.6pp

Employer contribution / active EE

$4,917

$2,398+105.0%

$2,678+83.6%

$1,862+164.1%

Participant deferral / active EE

$6,011

$3,210+87.2%

$3,976+51.2%

$2,980+101.7%

Admin fee / account holder

$77

$1,415-94.6%

$6,100-98.7%

$3,703-97.9%

Provider

Service type

Compensation

TIAA11+ years

Service code 63 · EIN 13-1624203

12b-1 Fees

$26,182

REGAL INVESTMENT ADVISORS LLC5 years

Service code 27 · EIN 22-3844414

Advisory (Plan)

$9,058

UNIVERSITY SCHOOL OF MILWAUKEE DEFINED CONTRIBUTION RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

UNIVERSITY SCHOOL OF MILWAUKEE DEFINED CONTRIBUTION RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion