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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,266 | $117,859-59.0% | $102,438-52.9% | $145,959-66.9% |
| Participation rate | 56.3% | 78.6%-22.3pp | 76.5%-20.2pp | 80.3%-24.0pp |
| Annual return | 14.45% | 31.72%-17.3pp | 29.37%-14.9pp | 561.95%-547.5pp |
| Employer contribution / active EE | $1,277 | $3,615-64.7% | $3,024-57.8% | $4,661-72.6% |
| Participant deferral / active EE | $1,729 | $5,732-69.8% | $5,054-65.8% | $6,689-74.2% |
| Admin fee / account holder | $52 | $13,318-99.6% | $9,448-99.4% | $13,398-99.6% |