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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,763 | $183,539+19.2% | $155,556+40.6% | $145,897+49.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.47% | 61.31%-47.8pp | 64.84%-51.4pp | 552.29%-538.8pp |
| Employer contribution / active EE | $1,663 | $5,315-68.7% | $4,675-64.4% | $4,663-64.3% |
| Participant deferral / active EE | $6,187 | $6,467-4.3% | $5,631+9.9% | $6,689-7.5% |
| Admin fee / account holder | $1,713 | $19,275-91.1% | $15,885-89.2% | $13,390-87.2% |