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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,959 | $114,013-61.4% | $103,693-57.6% | $155,188-71.7% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 80.8%+19.2pp |
| Annual return | -4.20% | 49.31%-53.5pp | 47.61%-51.8pp | 148.84%-153.0pp |
| Employer contribution / active EE | $19,125 | $3,131+510.8% | $2,920+554.9% | $4,248+350.2% |
| Participant deferral / active EE | $0 | $4,970-100.0% | $4,579-100.0% | $6,531-100.0% |
| Admin fee / account holder | $1,318,515 | $8,407+15583.6% | $7,858+16679.1% | $14,480+9005.9% |