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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,937 | $149,040+81.1% | $120,225+124.5% | $137,256+96.7% |
| Participation rate | 50.0% | 75.4%-25.4pp | 69.6%-19.6pp | 80.0%-30.0pp |
| Annual return | 17.10% | 605.68%-588.6pp | 439.23%-422.1pp | 220.34%-203.2pp |
| Employer contribution / active EE | $3,350 | $4,350-23.0% | $3,475-3.6% | $4,156-19.4% |
| Participant deferral / active EE | $18,680 | $4,655+301.3% | $3,999+367.1% | $6,407+191.6% |
| Admin fee / account holder | $0 | $6,348-100.0% | $5,696-100.0% | $12,270-100.0% |