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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,144 | $160,070+2.5% | $147,117+11.6% | $145,897+12.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 7.63% | 98.69%-91.1pp | 420.54%-412.9pp | 552.29%-544.7pp |
| Employer contribution / active EE | $18,711 | $5,285+254.1% | $4,932+279.3% | $4,663+301.3% |
| Participant deferral / active EE | $2,938 | $8,419-65.1% | $8,065-63.6% | $6,689-56.1% |
| Admin fee / account holder | $39,024 | $15,035+159.5% | $12,993+200.4% | $13,390+191.4% |