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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,927 | $81,276+26.6% | $155,574-33.8% | $80,925+27.2% |
| Participation rate | 78.9% | 66.2%+12.7pp | 78.2%+0.7pp | 67.7%+11.3pp |
| Annual return | 12.91% | 33.36%-20.5pp | 64.87%-52.0pp | 35.65%-22.7pp |
| Employer contribution / active EE | $3,351 | $3,103+8.0% | $4,676-28.3% | $2,756+21.6% |
| Participant deferral / active EE | $3,614 | $3,453+4.7% | $5,629-35.8% | $4,299-15.9% |
| Admin fee / account holder | $3,336 | $7,993-58.3% | $15,914-79.0% | $6,940-51.9% |